Frequently Asked Questions

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  1. Why do you want to see my auto policy, I didn’t cause the accident?
  2. Why do I need Title Insurance?
  3. Should I have a Living Trust in order to avoid probate?
  4. Why is it important to check beneficiary designations in estate planning?

 

  1. Why do you want to see my auto policy, I didn’t cause the accident?
    Many accidents involving personal injuries are caused by driver's that are uninsured or underinsured. In those cases your policy may afford protection for your losses. A discussion about these issues can be found in the blog post, Don't Try To Save Money By Having The Minimum Allowed Limits Of Coverage For Your Auto Insurance.
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  2. Why do I need Title Insurance?
    Besides being a condition required by almost all conventional lenders for mortgage loans in the purchase of a new home or the refinance of an existing home, title insurance offers valuable protection for certain types of risks. For a detailed discussion about title insurance, check out the blog post, What Exactly is Title Insurance?
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  3. Should I have a Living Trust in order to avoid probate?
    While Living Trusts can be an effective estate planning tool, they should not be used if their sole pupose is to avoid Probate. Check out the blog posting, Living Trusts: Myths and Realities, for a more comprehensive discussion about this issue.
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  4. Why is it important to check beneficiary designations in estate planning?
    If you prepare a will or trust that directs assets to certain individuals, but your assets that have named beneficiaries are not consistent with your will or trust, this could pose serious problems.
    Read the blog posting that discusses this issue in more detail.

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